En
Navigating German Insurance Made Easy
Welcome to insuranceforms.de, your specialized, multilingual, and digital platform for insurance coverage in Germany. As we all know, the German insurance system can be complex and overwhelming. That is why we offer a translation service for high-quality insurance products submitted through our brokerage—completely digitized and translated into other languages, especially English, French, and Spanish. While we do not translate the entire terms and conditions, the application process takes place in your language, and you will receive a summary of the most important insurance details in your preferred language.
- ✅ Curated Market Selection: We focus on premium tariffs whenever possible—unless the customer explicitly opts out or it is unavailable—also featuring a Best Coverage Guarantee: if any other German insurer would cover a claim, these tariffs will too.
- ✅ No Language Barrier: We provide applications, policy details, and support without the typical German bureaucracy. In addition to the legally binding German policy, we deliver an AI-generated summary of the policy in your target language for better understanding. If you need another language, just let us know.
- ✅ Fast & Paperless: Apply for your coverage online in minutes from anywhere—whether you are already a resident or relocating to Germany soon.
How to start: Simply choose your required insurance category and preferred language from the overview below.
| Categories | 🇬🇧 English | 🇫🇷 Français | 🇪🇸 Español | 🇩🇪 Deutsch |
|---|---|---|---|---|
| ☂️ Personal Liability | Personal Liability | Responsabilité Civile | Responsabilidad Civil | Privathaftpflicht |
| 🏠 Household Insurance | Household Insurance | À venir | Próximamente | Hausratversicherung |
| ⚖️ Legal Protection | Coming soon | À venir | Próximamente | Rechtsschutzversicherung |
| ➕ Other Insurance | Contact Form | Formulaire de contact | Formulario de contacto | Kontaktformular |
Frequently Asked Questions
What is the most important insurance to get first in Germany?
The absolute essential is Private Personal Liability Insurance. While not legally mandatory, almost everyone in Germany has it for a very good reason: Under the German Civil Code, you are personally liable with your present and future assets for any accidental damages you cause to others—in unlimited amounts. The good news is that it is highly affordable to secure a coverage limit of up to €50 million, sometimes even more.
How fast does the insurance coverage start?
Generally, your insurance coverage can start as early as one day after you submit your application. However, we manually review every application to ensure it perfectly matches your individual needs and requirements. This quality check typically takes about one business day. If we have any clarifying questions for you to optimize your policy, the process may naturally take a little longer.
Why are some insurance types not available for direct online application?
Not all insurance products are suitable for a fully automated online process. For complex topics like Private Health Insurance, Retirement Planning, Occupational Disability (BU), or Commercial Insurance, we rely on direct personal consultation. However, we are more than happy to assist you personally with these complex topics in all four of our supported languages (English, French, Spanish, and German). Simply get in touch with us via our Contact Form.
Who is behind insuranceforms.de?
This digital platform is operated by Bechstein Versicherungsmakler GmbH & Co. KG, licensed insurance experts serving clients all across Germany. We specialize in providing top-tier German insurance concepts to international professionals without the language barrier. Don’t just take our word for it—read our Google Reviews to see how we have helped expats nationwide navigate the German system.