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Navigating German Insurance Made Easy
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For French, Spanish or German, we recommend the specific language version instead: Français | Español | Deutsch
Welcome to insuranceforms.de, your specialized, multilingual, digital platform for insurance in Germany. Getting insured here can feel like a maze of forms and fine print – especially if German isn’t your first language. That’s why we translate the application process for high-quality insurance products from our brokerage into English, French and Spanish. We don’t translate the entire policy terms and conditions, but you’ll fill out the application in your language and get a summary of the key details afterward, also in your language.
- ✅ Curated Market Selection: We default to premium tariffs whenever we can – unless you tell us otherwise or one simply isn’t available – backed by a Best Coverage Guarantee: if any other German insurer would pay out on a claim, so will ours.
- ✅ No Language Barrier: Applications, policy details, support – all without the usual German red tape. Alongside your legally binding German policy, you’ll get an AI-generated summary in your language so you know exactly what you’re covered for. Need a different language? Just ask.
- ✅ Fast & Paperless: Apply online in minutes, from anywhere – whether you already live in Germany or you’re about to move here.
How to start: Pick your insurance category and language from the overview below.
| Categories | 🇬🇧 English | 🇫🇷 Français | 🇪🇸 Español | 🇩🇪 Deutsch |
|---|---|---|---|---|
| ☂️ Personal Liability | Personal Liability | Responsabilité Civile | Responsabilidad Civil | Privathaftpflicht |
| 🏠 Household Insurance | Household | Habitation | Hogar | Hausrat |
| ⚖️ Legal Protection | Coming soon | À venir | Próximamente | Rechtsschutz |
| ➕ Other Insurance | Contact | Contact | Contacto | Kontakt |
Frequently Asked Questions
What is the most important insurance to get first in Germany?
Personal liability insurance, hands down. It isn’t legally required, but almost everyone in Germany has it – for good reason. Under German civil law, you’re personally liable for any accidental damage you cause to someone else, and that liability is unlimited, covering your current and future assets. The good news: coverage of up to €50 million, sometimes more, is surprisingly cheap.
How fast does the insurance coverage start?
Often as soon as one day after you apply. We do check every application by hand first, to make sure it actually fits your situation – that usually takes about one business day. If we need to ask you something to get the policy right, it might take a little longer, but that’s time well spent.
Why are some insurance types not available for direct online application?
Some things just don’t work as a pure online form. Private health insurance, retirement planning, occupational disability (BU), or commercial insurance all need a real conversation, not a checklist. We’re happy to walk you through these personally, in English, French, Spanish or German – just reach out via our Contact Form.
Who is behind insuranceforms.de?
This platform is run by Bechstein Versicherungsmakler GmbH & Co. KG, licensed insurance brokers working with clients across Germany. We focus on bringing solid German insurance to international professionals, minus the language barrier. Don’t just take our word for it – read our Google Reviews and see how we’ve helped expats across the country navigate the German system.